MICHAEL LITT

Advocated for consumer protections in the CFPB's credit card late fees rule, deferred interest credit cards, fee-harvester cards, loopholes for fees in APR disclosure rules, and fees for printed statements. Urged the CFPB to protect gamers from unfair, deceptive, or abusive acts or practices in the video game industry and to work with other agencies to ensure the implementation and enforcement of applicable laws concerning these practices, as well as issues related to data security, fraud, and privacy. Supported the CFPBs proposed Buy Now, Pay Later (BNPL) rule. Supported the CFPB's proposed interpretive rule on paycheck advances. Oppose any Congressional Review Act resolution to overturn the rule. Opposed attacks against the CFPB, CPSC, and FTC in HR 8773, the Financial Services and General Government Appropriations Act.The bill includes attacks against the CFPBs independent funding, director structure, and small business lending and credit card penalty fees rules. It would also repeal the FTCs CARS Rule, which prohibits auto scams, and the CPSCs recall of a dangerous gas range. Supported the Protecting Consumers from Payment Scams Act when it was introduced. It would close loopholes in the Electronic Funds Transfer Act (EFTA), in particular to make sure liability protections are extended to consumers when they are duped into authorizing a transaction, not just when unauthorized transactions are made.

Supported the Polluter Portfolio Disclosure Act, which would require large insurers to disclose their investments in and underwriting of fossil fuel projects.

Supported the reintroduction of the SAFE Lending Act, a bill that would curb predatory lending practices.

Helped coalition with submitting questions to be asked during semi-annual Congressional hearing with CFPB director. Signed coalition letter opposing Congressional Review Act resolutions to overturn the SEC's climate disclosure rule and banking regulators bank risk management principles on climate-related financial risk. Helped put together materials and run training for Consumer Advocacy Week. Joined Congressional meetings for Consumer Advocacy Week to oppose the FTC REDO Act (which would roll back the FTC's CARS rule), support the CFPB's proposed Overdraft Lending Rule, and oppose a Congressional Review Act resolution to overturn the CFPB's Credit Card Late Fees Rule. Signed a coalition letter, submitted a PIRG comment, and submitted 5,576 petition signatures in support the CFPB's Overdraft Lending Rule. Signed onto a letter from Sen. Warren calling on the SEC to commit to enforcing existing rules and guidance related to the environment and to defend its climate disclosure rule and to enforce it once it is settled. Signed onto a coalition letter calling on FHFA to require that all new homes with mortgages backed by Fannie Mae and Freddie Mac meet updated building energy code requirements.

Support the Fossil Free Finance Act.

Supported Sen. Braun and Sen. Sanders S.3548 Health Care PRICE Transparency Act 2.0 re hospital price reporting.

U.S. PUBLIC INTEREST RESEARCH GROUP

U.S. PUBLIC INTEREST RESEARCH GROUP

U.S. PUBLIC INTEREST RESEARCH GROUP