RANDALL ROSS

Domestic and International Taxation as it Applies to Financial Institutions

General Trade Policy as it Pertains to the U.S. and Japan Foreign Direct Investment

Issues Impacting Large Global Banks Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Basel III Proposed Rulemaking and Regulatory Capital Enhanced Resolution Planning for Large Banks Long-term Debt Requirements for Large Banks Proposed Addition to Part 364 of the FDICs Rules and Regulations of Appendix C Proposed Rulemaking Regarding Bank Mergers Rulemaking on Personal Data Rights (Open Banking) Examination and Enforcement Issues Climate-Related Financial Risk Community Reinvestment Act Sanctions Implementation Regulation of Foreign Banks Regulation of Financial Services SEC Climate Disclosure Rule CFTC Proposed Operational Resiliency Framework for Swap Dealers The American Privacy Rights Act as it Applies to Financial Institutions SEC Regulatory Proposals Related to Market Structure Treasury Market Structure and Related Proposals AI, Issues Around Financial Technology Policy and the Regulatory Perimeter Digital Assets/Cryptocurrencies/Stable Coins Debit Interchange Fee Rulemaking and Related Issues Cybersecurity Deposit Insurance Reform

Issues impacting large global banks Implementation of Dodd-Frank Act Basel III rulemaking Enhanced Resolution Planning Long-term Debt Requirements Proposed Addition to Part 364 of the FDICs Rules and Regulations of Appendix C Personal Data Rights Climate-related financial risk Community Reinvestment Act Sanctions Implementation SEC Climate Disclosure Rule CFTC Operational Resiliency Framework for Swap Dealers American Privacy Rights Act as it applies to financial institutions SEC market structure proposals Taxes as they apply to financial institutions AI, issues around financial technology policy Digital Assets/Crypto/Stable coins Debit interchange fees Cybersecurity Deposit Insurance Reform

SMBC AMERICAS HOLDINGS, INC.

SMBC AMERICAS HOLDINGS, INC.

SMBC AMERICAS HOLDINGS, INC.