JOEL OSWALD

WILLIAMS AND JENSEN, PLLC · Washington, DC · registered since 2024

Registered · LDAActive

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At a glance

Registered since

2024

Senate LDA system

Clients

last 3 years

Filings

7 agencies contacted

Activity

filings by quarter

Works on

Financial Institutions/Investments/Securities 43 Taxation/Internal Revenue Code 22 Insurance 9 Retirement 8 Budget/Appropriations 7 Science/Technology 6 Banking 6 Homeland Security 6 Small Business 5 Housing 5 Transportation 4 Defense 4 Railroads 4 Agriculture 3 Government Issues 2 Aviation/Airlines/Airports 1 Trade (domestic/foreign) 1

Background

Government experience

Prof. Staff

Senate Banking; LA, Sen. Enzi

Disclosed on LD-2 filings

Career

WILLIAMS AND JENSEN, PLLC

Washington, DC

2024 - present

Specific issues

Federal Reserve Bank oversight, banking-as-a-service issues, financial technology

Financial Institutions/Investments/Securities · 2025 Q1

Cybersecurity and information sharing and cyber threats.

Science/Technology · 2024 Q4

Issues relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy. Issues relating to cost of acceptance: S.1838/H.R.3881, the Credit Card Competition Act of 2023; Credit Card Competition Act; Amendment to the National Defense Authorization Act for Fiscal Year 2025 (Public Law No: 118-159); American Relief Act, 2025 (Public Law No: 118-158).

Financial Institutions/Investments/Securities · 2024 Q4

Issues related to municipal securities regulations; banking issues related to marijuana policies, H.R. 2891 and S. 1323, "SAFE Banking Act of 2023".

Financial Institutions/Investments/Securities · 2024 Q4

Proposals related to ownership of unclaimed savings bonds. Proposals to allow advance refunding of tax exempt municipal bonds; H.R. 1837, "Investing in Our Communities Act". Proposals related to increasing educational savings in and expanding access to 529 college savings plans, or impacting Code section 529; H.R. 1477 and S. 722, the "Freedom to Invest in Tomorrow's Workforce Act". Proposals to broaden access for ABLE plans; S. 4541 and S. 4539. Implementation of related provisions included in SECURE 2.0, enacted in Division T of the Consolidated Appropriations Act, 2023. S. 4539. H.R.9614.

Taxation/Internal Revenue Code · 2024 Q4

Issues relating to interchange fees on electronic payments; credit card interchange proposals; issues relating to financial literacy; issues relating to payment innovation and card technology; issues related to payment card security; issues relating to Data Use and Privacy.

Financial Institutions/Investments/Securities · 2024 Q4