TRANS UNION LLC

H.R. 7857 - Accurate Credit Reporting for Homebuyers Act: Issues pertaining codifying the tri-merge requirement. H.R. 8099 - Credit Report Enhancement Directive Act: Issues pertaining to cost/benefits analysis take place of the bi-merge decision. Issues pertaining to Federal Housing Finance Agency decision to move from tri-merge to bi-merge model for GSE loans. Issues related to tenant screening.

H.R. 8773 - Financial Services and General Government Appropriations Act; Provisions pertaining to requiring cost-benefits analysis take place of the bi-merge decision.

H.R.3418, S. 1654 - Credit Access and Inclusion Act: Provisions pertaining to consumer credit, alternative data and financial inclusion. S. 3502 - Homebuyers Privacy Protection Act: Provisions pertaining to trigger leads for residential mortgages. H.R. 4198 - Protecting Consumers from Abusive Mortgage Leads Act; S. 1327 - Consumer Credit Control Act of 2023: Provisions pertaining to use of mortgage triggers. H.R. 2656 - Trigger Leads Abatement Act of 2023: Provisions pertaining to trigger leads for credit reporting agencies. Issues pertaining credit header data, CFPB FCRA rulemaking, potential Financial Inclusion Commission, and Buy Now Pay Later financing reporting.

Issues pertaining to federal privacy rights legislation.

H.R.3418 / S. 1654, Credit Access and Inclusion Act , issues pertaining to consumer credit, alternative data and financial inclusion. Issues pertaining to Buy Now Pay Later financing options, medical debt, models that predict the likelihood of default, credit header data, CFPB FCRA rulemaking, potential Financial Inclusion Commission.