TD BANK, NA

Discussions regarding mortgage finance Issues regarding implementation of Dodd-Frank act Basel III implementation; budget and fiscal policy Cyber-Security Fintech AML/BSA Data privacy Payments issues Consumer issues M&A policy (Mergers & Acquisitions) Sanctions Digital Assets/Cryptocurrencies/Stable coin Credit interchange Discussions around banking risk management including capital and liquidity management Executive compensation clawbacks Community Reinvestment Act Section 16 of the Securities Exchange Act Artificial Intelligence

Discussions related to housing finance and GSE Reform

General tax policy Extension of expiring tax provisions New Markets Tax Credits International tax issues

Issues related to small business lending and tax relief