INDEPENDENT COMMUNITY BANKERS OF AMERICA

H.R. 1392 NFIP Extension Act H.R. 3139 ACRE H.R. 7297 Homebuyers Privacy Protection Act H.R. 8099 Credit Report Enhancement Directive Act S. 2142 NFIP Reauthorization and Reform Act S. 2371 ACRE S. 2968 A bill to reauthorize the National Flood Insurance Program. S. 3502 Homebuyers Privacy Protection Act S. 3902 Appraisal Industry Improvement Act Capital Requirements and FHLB Advances Credit Score Models implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads

H.R. 2423 The Farm Credit Administration Independent Authority Act H.R. 3139 ACRE Act H.R. 3787 Modernizing Agricultural and Manufacturing Bonds Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4736 The Investing in Rural America Act H.R. 4940 The Fishing Industry Credit Enhancement Act H.R. 5631 The Producer and Agricultural Credit Enhancement Act of 2023 H.R. 5877 USDA Express Loan Act H.R. 6564 The Farm Credit Adjustment Act H.R. 7338 Rural Credit Access Act H.R. 8467 The Farm, Food, and National Security Act of 2024 - Farm Credit 1071 Exemption S. 1756 The Fishing Industry Credit Enhancement Act S. 2252 Promoting New and Diverse Depositories Act S. 2371 ACRE Act S. 2723 Modernizing Agricultural and Manufacturing Bonds Act S. 2890 Producer and Agricultural Credit Enhancement Act of 2023 S. 3497 The FARM Home Loans Act 2023 Farm Bill Reauthorization Adequate Farm Bill Spending Crop Insurance Cryptocurrency Regulation Digital Assets Regulation Durbin Amendment on Debit Card Routing; Extension to Credit Cards Farm Credit System Expansion Guaranteed Farm Loans Sec. 1071 of the Dodd Frank Act

H.R. 3139 ACRE Act H.R. 3335 The IRS eIVES Modernization and Anti-Fraud Act of 2023) H.R. 4055 The Opportunity Zones Enhancement Act of 2023 H.R. 4721 Main Street Tax Certainty Act S. 1706 Main Street Tax Certainty Act S. 2371 ACRE Act

H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3161 CDFI Fund Transparency Act H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035 Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4346 Small Bank Holding Company Relief Act H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403 CBDC Anti-Surveillance State Act H.R. 6398 Financial Institution Regulatory Tailoring Enhancement Act H.R. 6789 Rectifying Undefined Descriptions of Abusive Act and Practices Act H.R. 7297 Homebuyers Privacy Protection Act H.R. 7420 Ensuring Diversity in Community Banking Act H.R. 7483 Expanding Opportunity for MDIs Act H.R. 7531 Secure Payments Act H.R. 8152 American Data Privacy and Protection Act H.R. 8264 Bank Supervision Appeals Improvement Act H.R. 8337 Bank Resilience and Regulatory Improvement Act H.R. 8338 Clarity in Lending Act H.R. 8818 American Privacy Rights Act H.J. Res 122 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)". S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023; Durbin Amendment on Debit Card Routing; Extension to Credit Cards S. 2281 Lummis-Gillibrand Responsible Financial Innovation Act S. 2860 SAFER Banking Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3801 CBDC Anti-Surveillance State Act S. 4155 Lummis -Gillibrand Payment Stablecoin Act S. 4570 Secure Payments Act S.J. Res 70 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z) Anti-money laundering regulation - digital assets Artificial Intelligence Bank Merger Competitive Review Guidelines Bank-fintech partnerships Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data Privacy De Novo Bank Formation Debit Card Interchange Fees and Routing Deposit insurance reform Digital Assets Regulation EGRPRA Review FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Instant Payments Issues associated with the Federal Reserves discount window NSF and Overdraft Fees Open Banking / Dodd-Frank Section 1033 Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy

H.R. 8070 Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 FY 25 Funding for Treasurys CDFI Fund and Bank Enterprise Award Program